New Mandatory Travel Insurance for Zanzibar Visitors: What You Need to Know Before Your Trip​

Starting October 1, 2024, Zanzibar will introduce a new mandatory inbound health insurance policy for all foreign visitors. As one of Africa’s top tourist destinations, Zanzibar is taking steps to ensure the safety and well-being of travelers during their stay on the island. In this post, we break down everything you need to know about this new requirement and how it might impact your travel plans.

Why Is This Insurance Being Introduced?

The Zanzibar government’s decision to implement mandatory travel insurance stems from the need to protect visitors against unexpected health emergencies and travel interruptions. With the rising number of international tourists, ensuring that everyone has access to medical coverage is a top priority. This insurance aims to reduce the financial risks for travelers while also easing the burden on local healthcare systems.

What Does the Insurance Cover?

The mandatory insurance is designed to provide comprehensive health coverage during your stay in Zanzibar. The key features include:

1. Local Medical Treatment: Coverage for hospitalization, doctor visits, and other emergency medical services within Zanzibar.
2. Emergency Medical Evacuations: In severe cases, the policy covers air transfers to specialized hospitals in Nairobi, Kenya, or even as far as Madrid, Spain, depending on the medical need.
3. Travel Interruptions: Coverage for trip cancellations, delays, and other disruptions.
4. Evacuation to Your Home Country: In certain cases, evacuation back to your home country may also be included in the insurance.

How Much Will It Cost?

The mandatory insurance will be priced at $44 per person. This fee applies to all non-Tanzanian nationals, potentially excluding East African Community (EAC) citizens, though specific exemptions are still under discussion. The insurance can be purchased in advance online or at check-in when departing for Zanzibar.

How Long Does the Coverage Last?

One detail yet to be clarified by the Zanzibar government is how long the insurance coverage remains active. It’s unclear whether the policy will cover travelers for their first 14 days on the island or extend for the full duration of the trip once triggered. More information on this is expected closer to the policy’s start date.

How to Comply with the Insurance Requirement

Visitors must ensure they have proof of this insurance when traveling to Zanzibar. Here’s what you need to know:

• Proof Required at Check-In: Before boarding a flight or ferry to Zanzibar, travelers must present proof of the inbound health insurance. If you haven’t secured the insurance beforehand, you can purchase it at check-in to avoid any delays.
• Online Purchase Option: For those who prefer to be fully prepared, the insurance can be purchased online in advance, either directly from the Zanzibar government’s official portal or through authorized travel agents.

Who Is Required to Get the Insurance?

The mandatory insurance applies to all non-Tanzanian nationals entering Zanzibar. Residents of Tanzania and possibly citizens of the East African Community might be exempt from this requirement. Regardless of the length of your stay, this insurance is compulsory for all visitors arriving from October 1, 2024, onward.

Comparison to Global Practices

The introduction of mandatory travel insurance is not unique to Zanzibar. Countries like Saudi Arabia, the United Kingdom, and several European nations have similar requirements for inbound travelers. Zanzibar’s decision to implement this policy aligns with global trends and reflects an increasing focus on protecting both visitors and local healthcare systems.

Why This Matters for Your Travel Plans

For travelers, this new requirement means added protection and peace of mind during your trip. The cost is relatively affordable considering the extensive coverage it provides, including emergency medical evacuations and comprehensive health services. While it adds an extra step in the planning process, this policy ensures that all visitors are adequately covered, allowing you to focus on enjoying your vacation.

Final Thoughts

If you’re planning a trip to Zanzibar after October 1, 2024, be sure to factor in the mandatory travel insurance requirement. Preparing in advance by securing this insurance will help you avoid any unexpected issues at check-in or upon arrival. Stay updated on further announcements from the Zanzibar government as more details emerge.

Traveling to Zanzibar is about experiencing its stunning beaches, rich culture, and warm hospitality. With this new insurance in place, your trip will not only be enjoyable but also safeguarded against potential emergencies. Safe travels!